Benefits of Young Professionals Belongings Insurance
It will cover you against loss or damage to your personal possessions, caused by fire, theft, flood and other similar causes.
- Cover from as little as £26
- New for old cover on replacement items if less than 2 years old*.
- Underwritten by Aviva Insurance UK Ltd
- Homeline cover gives you 24hr access to free legal advice and domestic repair contractors
- Lower rates apply if the accommodation has a 24hr reception or 24hr warden present
Basic cover
- Cover for contents from £2,500 to £10,000 in total
- Personal accident cover up to £1,500
- Landlord's property in your rooms up to £1,500
- Personal and occupier's liability up to £1m for damages due to your negligence as a private individual (exclusions apply)
Optional Extras
In addition to the basic cover we can offer you a range of optional extensions to cover items such as computers and cycles.
- Computer equipment covered for up to an additional £5,000
- Cover for cycles up to £400 anywhere in the UK and Europe
- Cover for your PC's and laptops up to an additional £2,500
- Cover for computer accessories up to £250
- Cover for specified items (if not included in the basic cover sum) such as jewellery, watches, and cameras. Maximum cover is £2,500 with a single item limit of £500
- Legal expenses cover up to £50,000
- Extended cover for personal accident and sickness
The optional extras are only available with a basic policy.
Useful Hints
This is an annual policy.
Young Professionals belongings cover applies in your home or other temporary place of residence in the UK. The sum insured is reduced to £750 at any hotel or flat when accompanying you on holiday or engaged in business travel anywhere in the world for up to 60 days during the policy year.
The policy does not provide cover for skis, cash, contact lenses or mobile phones and excludes theft from vehicles.
Not suitable for full-time students, please go to our student belongings insurance page.
* For claims settled on a new for old basis by replacement for clothing, household linen and bicycles please note a deduction will be made for wear and tear.