Student Belongings Insurance

Student belongings insurance is for students living in halls or rented accommodation in the UK. It will cover you against loss or damage to your personal possessions, caused by fire, theft, flood and other similar causes.
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Opt for a policy that suits your student lifestyle; whether you just want cover for one valuable item or cover for all your latest gadgets, ipod, camera, PCs and bikes, we can provide the flexible cover to match.

Benefits of Student Belongings Insurance

  1. Cover from as little as £26
  2. New for old cover on replacement items if less than 2 years old.
  3. Homeline cover gives you 24hr access to free legal advice and domestic repair contractors.
  4. Underwritten by Aviva Insurance UK Ltd.

Basic Cover

  • Cover for contents from £2,500 to £7,000 in total
  • Personal accident cover up to £1,500
  • Funeral expenses following the death of a parent up to £1,000
  • Landlord's property up to £1,000
  • Personal and occupier's liability up to £1m for damages due to your negligence as a private individual (exclusions apply)

Optional Extras

In addition to the basic cover we can offer you a range of optional extensions to cover items such as computers and cycles.

  • Computer equipment covered for up to an additional £5,000
  • Cover for cycles up to £400
  • Cover for your PC's and laptops up to an additional £2,500
  • Cover for computer accessories up to £250
  • Cover for specified items (if not included in the basic cover sum) such as jewellery, watches, and cameras. Maximum cover is £2,500 with a single item limit of £500

The optional extras are only available with a basic policy.

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Useful Hints

This is an annual policy.

Student Belongings cover applies at your term time address only and to property removed from your parents' home during vacations, or other temporary place of residence in the UK. The sum insured when not in residence during the normal university holidays is reduced to £750.

The policy does not provide cover for skis, cash, contact lenses or mobile phones and excludes theft from vehicles.

For claims settled on a new for old basis by replacement for clothing, household linen and bicycles please note a deduction will be made for wear and tear.

If you are a young professional or graduate living in shared or rented accommodation, go for our Young Professional Belongings insurance.

Call us

0870 1217 590
(open 8:30am - 5:30pm Mon to Fri and 9am - 1pm Sat)

Contact Us

Email us

Write to us

Harrison Beaumont Insurance
Services Limited
15 Thorney Leys
Business Park
Witney
OXON
OX28 4GG

Claims

See your policy documents for the insurers contact details should you need to claim.