Personal Accident Insurance

The policy is suitable for individuals, families, companies and groups. It will provide you with a lump sum payment and an income for anyone who sustains an injury, and/or illness, which prevents them from working. This includes death cover.

If in the event of an accident or illness you would want a sensible method of continued income and peace of mind, take out a Personal Accident policy.

1. Direct claims service
2. Cover for sporting activities
3. Weekly benefit is up to 75% of salary minimum of £50 per week
4. Accident cover is provided for up to 104 weeks
5. Illness cover is provided for up to 52 weeks
6. We can provide cover for a range of sports and leisure activities, if you are employed full time participating in that activity (exclusions apply)

Worldwide cover against bodily injury or death, which includes:

1. Accidental death
2. Dismemberment (loss of sight, limbs, speech, hearing etc)
3. Temporary total disablement from usual occupation
4. Temporary partial disablement from usual occupation
5. Permanent total disablement from usual occupation

Exclusions

• Only available to UK residents
• War and terrorism
• Pregnancy, child-birth or related condition
• Suicide
• Pre-existing medical conditions
• Stress and depression
• Flying other than as a passenger
• Age at inception 16 to 55 in respect of illness and 16 to 65 in respect of accidental bodily injury
• Cover is not available if you engage in the following activities; football, rugby, motorcycling, racing or training for all ski races on the FIS calendar, ski bob racing or bungee jumping

To find out more speak to our insurance team on 0870 1217 590